{"id":3363,"date":"2026-03-16T21:56:33","date_gmt":"2026-03-16T21:56:33","guid":{"rendered":"https:\/\/sdtax.com.tr\/?p=3363"},"modified":"2026-03-16T22:02:01","modified_gmt":"2026-03-16T22:02:01","slug":"imalat-sanayi-icin-100-milyar-tl-finansman-programi-ve-istihdam-koruma-politikasi","status":"publish","type":"post","link":"https:\/\/sdtax.com.tr\/index.php\/2026\/03\/16\/imalat-sanayi-icin-100-milyar-tl-finansman-programi-ve-istihdam-koruma-politikasi\/","title":{"rendered":"\u0130malat Sanayine 100 Milyar TL\u2019lik Kapsaml\u0131 Finansman Program\u0131"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"603\" height=\"754\" src=\"https:\/\/sdtax.com.tr\/wp-content\/uploads\/2026\/03\/WhatsApp-Image-2026-03-16-at-23.02.08.jpeg\" alt=\"\" class=\"wp-image-3364\" srcset=\"https:\/\/sdtax.com.tr\/wp-content\/uploads\/2026\/03\/WhatsApp-Image-2026-03-16-at-23.02.08.jpeg 603w, https:\/\/sdtax.com.tr\/wp-content\/uploads\/2026\/03\/WhatsApp-Image-2026-03-16-at-23.02.08-240x300.jpeg 240w\" sizes=\"(max-width: 603px) 100vw, 603px\" \/><\/figure>\n\n\n\n<p>T\u00fcrkiye\u2019de imalat sanayinin s\u00fcrd\u00fcr\u00fclebilir \u00fcretim kapasitesini korumak, i\u015fletmelerin finansmana eri\u015fimini kolayla\u015ft\u0131rmak ve istihdam kay\u0131plar\u0131n\u0131 \u00f6nlemek amac\u0131yla yeni bir destek program\u0131 hayata ge\u00e7irilmi\u015ftir. KOSGEB koordinasyonunda y\u00fcr\u00fct\u00fclen <strong>\u0130malat Sanayi i\u00e7in Kredi Finansman\u0131 ve \u0130stihdam\u0131 Koruma Program\u0131<\/strong>, kamu kurumlar\u0131 ile finans sekt\u00f6r\u00fcn\u00fcn i\u015f birli\u011fiyle olu\u015fturulan kapsaml\u0131 bir finansman modelidir.<\/p>\n\n\n\n<p>Program; Sanayi ve Teknoloji Bakanl\u0131\u011f\u0131, \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakanl\u0131\u011f\u0131, KOSGEB ve T\u00fcrkiye \u0130\u015f Kurumu i\u015f birli\u011fiyle y\u00fcr\u00fct\u00fclmektedir. Program kapsam\u0131nda imalat sekt\u00f6r\u00fcnde faaliyet g\u00f6steren KOB\u0130\u2019ler ve b\u00fcy\u00fck \u00f6l\u00e7ekli i\u015fletmeler i\u00e7in toplam <strong>100 milyar TL finansmana eri\u015fim imkan\u0131<\/strong> sa\u011flanmas\u0131 planlanmaktad\u0131r. Bu finansman deste\u011fi ile imalat sanayinin ekonomik dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131n art\u0131r\u0131lmas\u0131 ve \u00fcretim s\u00fcreklili\u011finin g\u00fcvence alt\u0131na al\u0131nmas\u0131 hedeflenmektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Program\u0131n Kapsam\u0131<\/h2>\n\n\n\n<p>Programdan, NACE faaliyet s\u0131n\u0131fland\u0131rmas\u0131nda <strong>C \u2013 \u0130malat<\/strong> ba\u015fl\u0131\u011f\u0131 alt\u0131nda faaliyet g\u00f6steren i\u015fletmeler yararlanabilmektedir. Destekler, \u00e7al\u0131\u015fanlar\u0131n sosyal g\u00fcvenlik kapsam\u0131ndaki istihdam\u0131n\u0131n korunmas\u0131n\u0131 te\u015fvik edecek \u015fekilde tasarlanm\u0131\u015ft\u0131r. \u00d6zellikle <strong>5510 say\u0131l\u0131 Sosyal Sigortalar ve Genel Sa\u011fl\u0131k Sigortas\u0131 Kanunu<\/strong> kapsam\u0131nda sigortal\u0131 \u00e7al\u0131\u015fanlar\u0131n istihdam\u0131n\u0131n korunmas\u0131 program\u0131n temel ama\u00e7lar\u0131ndan biridir.<\/p>\n\n\n\n<p>\u0130\u015fletmelerin kullanabilece\u011fi kredi tutar\u0131, 2025 y\u0131l\u0131n\u0131n Kas\u0131m ve Aral\u0131k aylar\u0131nda bildirilen prime esas kazan\u00e7 toplam\u0131n\u0131n ayl\u0131k ortalamas\u0131n\u0131 a\u015famayacakt\u0131r. Ayr\u0131ca i\u015fletme ba\u015f\u0131na belirlenen kredi \u00fcst limiti <strong>50 milyon TL<\/strong> olarak belirlenmi\u015ftir. Kredi kulland\u0131r\u0131m\u0131 Haziran 2026 sonuna kadar tek seferde ger\u00e7ekle\u015ftirilecektir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Bankalar Arac\u0131l\u0131\u011f\u0131yla Finansman<\/h2>\n\n\n\n<p>Program kapsam\u0131nda krediler kamu ve \u00f6zel bankalar arac\u0131l\u0131\u011f\u0131yla sa\u011flanacakt\u0131r. Finansman s\u00fcrecinde yer alan bankalar aras\u0131nda \u015funlar bulunmaktad\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T.C. Ziraat Bankas\u0131<\/li>\n\n\n\n<li>T\u00fcrkiye Vak\u0131flar Bankas\u0131<\/li>\n\n\n\n<li>T\u00fcrkiye \u0130\u015f Bankas\u0131<\/li>\n\n\n\n<li>T\u00fcrkiye Halk Bankas\u0131<\/li>\n\n\n\n<li>Garanti BBVA<\/li>\n\n\n\n<li>Yap\u0131 ve Kredi Bankas\u0131<\/li>\n\n\n\n<li>Akbank<\/li>\n\n\n\n<li>DenizBank<\/li>\n\n\n\n<li>Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131<\/li>\n\n\n\n<li>T\u00fcrk Ekonomi Bankas\u0131<\/li>\n\n\n\n<li>Ziraat Kat\u0131l\u0131m Bankas\u0131<\/li>\n\n\n\n<li>Vak\u0131f Kat\u0131l\u0131m Bankas\u0131<\/li>\n\n\n\n<li>Albaraka T\u00fcrk Kat\u0131l\u0131m Bankas\u0131<\/li>\n\n\n\n<li>Emlak Kat\u0131l\u0131m Bankas\u0131<\/li>\n\n\n\n<li>T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131<\/li>\n<\/ul>\n\n\n\n<p>Bu bankalar ile yap\u0131lan protokoller do\u011frultusunda i\u015fletmeler kredi ba\u015fvurular\u0131n\u0131 ger\u00e7ekle\u015ftirebilecektir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kefalet ve Teminat Mekanizmas\u0131<\/h2>\n\n\n\n<p>KOB\u0130\u2019lerin krediye eri\u015fimini kolayla\u015ft\u0131rmak amac\u0131yla program kapsam\u0131nda kefalet deste\u011fi de sa\u011flanmaktad\u0131r. Bu destek \u015fu kurulu\u015flar arac\u0131l\u0131\u011f\u0131yla verilmektedir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kredi Garanti Fonu<\/li>\n\n\n\n<li>Kat\u0131l\u0131m Finans Kefalet A.\u015e.<\/li>\n\n\n\n<li>\u0130hracat\u0131 Geli\u015ftirme A.\u015e.<\/li>\n<\/ul>\n\n\n\n<p>Bu mekanizma sayesinde teminat yetersizli\u011fi ya\u015fayan i\u015fletmelerin finansmana eri\u015fimi kolayla\u015ft\u0131r\u0131lmaktad\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Destek T\u00fcrleri<\/h2>\n\n\n\n<p>Program kapsam\u0131nda i\u015fletmeler faaliyet g\u00f6sterdikleri imalat sekt\u00f6r\u00fcne g\u00f6re <strong>iki farkl\u0131 destek t\u00fcr\u00fcnden yaln\u0131zca birinden<\/strong> yararlanabilecektir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Performans Deste\u011fi<\/h3>\n\n\n\n<p>Tekstil, haz\u0131r giyim, deri ve mobilya gibi emek yo\u011fun sekt\u00f6rlerde faaliyet g\u00f6steren i\u015fletmeler i\u00e7in performans deste\u011fi sa\u011flanmaktad\u0131r. Bu kapsamda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Korunan her bir \u00e7al\u0131\u015fan i\u00e7in 30 prim g\u00fcn\u00fc kar\u015f\u0131l\u0131\u011f\u0131nda <strong>3.500 TL geri \u00f6demesiz destek<\/strong><\/li>\n\n\n\n<li>\u0130\u015fletme ba\u015f\u0131na <strong>10.458.000 TL \u00fcst limit<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Bu destek, i\u015fletmelerin mevcut istihdam\u0131 korumalar\u0131n\u0131 te\u015fvik etmeyi ama\u00e7lamaktad\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Finansman Deste\u011fi<\/h3>\n\n\n\n<p>Performans deste\u011fi kapsam\u0131 d\u0131\u015f\u0131nda kalan imalat sekt\u00f6rleri i\u00e7in ise finansman deste\u011fi uygulanmaktad\u0131r. Bu kapsamda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kredilere <strong>10 puan finansman deste\u011fi<\/strong><\/li>\n\n\n\n<li>\u0130\u015fletme ba\u015f\u0131na <strong>50 milyon TL kredi limiti<\/strong><\/li>\n\n\n\n<li>Kredilerde <strong>6 aya kadar anapara \u00f6demesiz d\u00f6nem<\/strong><\/li>\n\n\n\n<li><strong>Azami 36 ay vade<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Bu model, \u00fcretim kapasitesini art\u0131rmak isteyen i\u015fletmelere daha uygun finansman ko\u015fullar\u0131 sunmaktad\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Desteklerin Kullan\u0131m Alan\u0131<\/h2>\n\n\n\n<p>Program kapsam\u0131nda sa\u011flanan geri \u00f6demesiz destekler yaln\u0131zca kamu y\u00fck\u00fcml\u00fcl\u00fcklerinin yerine getirilmesinde kullan\u0131labilmektedir. Buna g\u00f6re destek tutarlar\u0131:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vergi bor\u00e7lar\u0131<\/li>\n\n\n\n<li>Sosyal g\u00fcvenlik prim bor\u00e7lar\u0131<\/li>\n<\/ul>\n\n\n\n<p>\u00f6demelerinde kullan\u0131labilecektir.<\/p>\n\n\n\n<p>Ayr\u0131ca destek \u00f6demelerinin yap\u0131labilmesi i\u00e7in i\u015fletmelerin 2026 y\u0131l\u0131 boyunca \u00e7al\u0131\u015fanlar\u0131n\u0131n prim g\u00fcn say\u0131s\u0131n\u0131, 2025 y\u0131l\u0131n\u0131n son iki ay\u0131ndaki ortalama seviyenin alt\u0131na d\u00fc\u015f\u00fcrmemesi gerekmektedir. Bu \u015fart, program\u0131n temel hedeflerinden biri olan <strong>istihdam\u0131n korunmas\u0131n\u0131<\/strong> do\u011frudan desteklemektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sonu\u00e7<\/h2>\n\n\n\n<p>\u0130malat sanayi i\u00e7in olu\u015fturulan bu finansman program\u0131, T\u00fcrkiye\u2019de \u00fcretim kapasitesinin korunmas\u0131 ve sanayi ekosisteminin g\u00fc\u00e7lendirilmesi a\u00e7\u0131s\u0131ndan \u00f6nemli bir politika arac\u0131d\u0131r. Sa\u011flanan kredi imkanlar\u0131, teminat mekanizmalar\u0131 ve istihdam te\u015fvikleri sayesinde i\u015fletmelerin finansal s\u00fcrd\u00fcr\u00fclebilirli\u011fi desteklenirken, ayn\u0131 zamanda istihdam\u0131n korunmas\u0131na katk\u0131 sa\u011flanmas\u0131 ama\u00e7lanmaktad\u0131r.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Kaynak:<\/strong><br><a href=\"https:\/\/www.kosgeb.gov.tr\/site\/tr\/genel\/detay\/9363\/imalat-sanayine-100-milyar-tllik-kapsamli-finansman-programi\" data-type=\"link\" data-id=\"https:\/\/www.kosgeb.gov.tr\/site\/tr\/genel\/detay\/9363\/imalat-sanayine-100-milyar-tllik-kapsamli-finansman-programi\">KOSGEB. \u201c\u0130malat Sanayine 100 Milyar TL\u2019lik Kapsaml\u0131 Finansman Program\u0131\u201d.<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye\u2019de imalat sanayinin s\u00fcrd\u00fcr\u00fclebilir \u00fcretim kapasitesini korumak, i\u015fletmelerin finansmana eri\u015fimini kolayla\u015ft\u0131rmak ve istihdam kay\u0131plar\u0131n\u0131 \u00f6nlemek amac\u0131yla yeni bir destek program\u0131 hayata ge\u00e7irilmi\u015ftir. KOSGEB koordinasyonunda y\u00fcr\u00fct\u00fclen \u0130malat Sanayi i\u00e7in Kredi Finansman\u0131 ve \u0130stihdam\u0131 Koruma Program\u0131, kamu kurumlar\u0131 ile finans sekt\u00f6r\u00fcn\u00fcn i\u015f birli\u011fiyle olu\u015fturulan kapsaml\u0131 bir finansman modelidir. Program; Sanayi ve Teknoloji Bakanl\u0131\u011f\u0131, \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3364,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3363","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3363","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=3363"}],"version-history":[{"count":3,"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3363\/revisions"}],"predecessor-version":[{"id":3370,"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/3363\/revisions\/3370"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/media\/3364"}],"wp:attachment":[{"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=3363"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=3363"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sdtax.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=3363"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}